Botched repairs, improper mold remediation, additional damage to your home, and extensive delays in getting repairs done. Those are just some of the problems becoming more and more common for homeowners subjected to “managed repair” by their home insurance companies.
The James Hoyer Firm, along with attorneys from the Stockham Law Firm in Tampa, are teaming up to help homeowners being subjected to this burdensome practice. Here are several recent cases where we helped to expose the problems of “managed repair” with local news media:
Several Florida home insurers have begun to invoke their “right to repair” clause when homeowners file a claim. Insurers will say it takes the hassle away from the homeowner, but as we’ve seen, it often causes more problems for homeowners, rather than fewer.
Right to Repair/Wrong for Homeowners
Essentially, the insurance company takes over the repair of your property when you make a claim, instead of paying you the amount to get the work done with a contractor of your choice. This saves the insurance company money by using one of its “preferred contractors,” but has led to contractors cutting corners, rushing jobs, or creating lengthy delays in completing work. The homeowner often does not know how much the contractor gets paid or what exactly their deal is with the insurer. The repair of your home is literally hijacked. It takes away much of the control over who does the work and how it’s done in your own home.