ABC News in Tampa interviews Katie and Chris Morales about managed repair problems.
ABC Action News in Tampa told the story of another “managed repair” nightmare for homeowners in Florida. Katie and Chris Morales of Tampa have been battling their home insurance company, Florida Peninsula, ever since problems developed following repairs made to their home due to a water leak.
Florida Peninsula invoked a little known clause in its contract called “managed repair,” which gives the company the ability to take over repair of a homeowner’s property. Many homeowners throughout the state of Florida have found themselves subjected to this, with the repair of their greatest asset essentially hijacked by the insurance company. Insurers use their “preferred providers” to save money and homeowners have little to no say over who repairs their home.
How to Get Help
The James Hoyer Firm, along with attorneys from the Stockham Law Group in Tampa, are teaming up to alert and help homeowners being subjected to this burdensome practice. It’s important for you to know we believe you should not have to pay any out-of-pocket costs when an insurance company invokes its “right to repair.” That includes your deductible.
Chris and Katie Morales
The Morales’ Fight Back
In the Morales’ case, just two months after repair work was completed newly laid wooden floors buckled and a potentially dangerous mold problem developed in the home. Florida Peninsula is denying its contractor’s work caused the problems, but the Moraleses never had problems with mold or moisture before.
Now, the Morales’ have been forced to sue Florida Peninsula to try and get an acceptable resolution to fix the problem. Luckily, Florida law gives homeowners the ability to sue their home insurance company over a claim with no out of pocket costs. These cases are done on a contingency basis, so if you lose, you pay nothing. If you win, the insurance company must pay the homeowner’s attorney’s fees, on top of any damages paid.